AI-powered bookkeeping for Canadian freelancers

Your AI bookkeeper.
Finally affordable.

Luca connects to your bank, categorizes every transaction with AI, and keeps your books perfectly — for $49/month. No accountant needed.

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No credit card required· 14-day free trial· Cancel anytime
Bank sync
Automatic
via Plaid
AI categorization
Instant
powered by Claude
Tax estimates
Quarterly
always current

Why freelancers choose Luca

The old way of doing bookkeeping is broken. We fixed it.

⏱

Bookkeeping takes hours you don't have

Manual categorization, bank reconciliation, and spreadsheet management eat into billable time.

💸

Accountants cost $300+/hour

Professional bookkeeping and tax prep can cost thousands per year, cutting into profit margins.

😰

Tax season is a nightmare

Disorganized transactions mean missed deductions, CRA audit risk, and frantic scrambling at year-end.

How it works

01

Connect your bank

Connect your bank securely through Plaid. Transactions sync automatically every day — or import CSV if you prefer.

02

AI categorizes everything

Claude AI reads every transaction and sorts it into the right tax category instantly.

03

Get books, P&L, and tax estimate

Clean reports ready for your accountant or tax filing. Export anytime.

Everything you need

One tool for your entire financial workflow.

AI Categorization

Claude AI reads every transaction and categorizes it with industry-leading accuracy. Review and adjust with one click.

Reports & Insights

Profit & loss, cash flow forecasts, spending trends, and anomaly detection — all generated automatically.

Taxes, Handled

Quarterly instalment estimates and year-end summaries ready for your accountant. Never scramble at tax time again.

Invoicing & Payments

Create professional invoices, accept payments via Stripe, and send automatic reminders when clients are late.

Bank Sync

Connect your bank through Plaid for automatic daily imports. Or drag-and-drop a CSV — your choice.

Receipt Vault

Snap photos of receipts. AI extracts the details. Everything stays organized and audit-ready.

Simple, transparent pricing

14-day free trial. No credit card required.

Starter

$49/mo
  • AI transaction categorization
  • P&L reports & tax estimates
  • Bank sync (1 account)
  • Budget tracking
  • Subscription detection
  • CSV import & export
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Most Popular

Pro

$99/mo
  • Everything in Starter
  • Unlimited bank connections
  • Invoicing & payments
  • AI Intelligence suite
  • Rate X-Ray & Deal Simulator
  • Cash flow forecasting
  • Client portal & scoring
  • Receipt capture & organization
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Built for how you work

Whether you're a designer, developer, writer, or consultant — Luca fits your workflow.

🎨

Designers & Creatives

Track project payments, manage client invoices, and keep receipt photos organized — all in one place.

💻

Developers & Engineers

Automatic bank sync, API-quality data exports, and quarterly tax estimates that update in real time.

📝

Consultants & Writers

Professional invoicing, automatic expense categorization, and tax deductions surfaced by AI — so you focus on the work.

Frequently asked questions

How does the AI categorization work?▼
We use Claude, Anthropic's advanced AI, to analyze every transaction. It reads the merchant name, amount, date, and history to intelligently categorize each entry. You can review and correct any categorization.
Is my financial data safe?▼
Yes. We use bank-level encryption (TLS 1.3) for all data in transit and at rest. Bank connections use Plaid, so we never see or store your banking credentials. Your data is encrypted in Supabase with row-level security.
Can I cancel anytime?▼
Absolutely. Cancel anytime with no questions asked. Your data remains accessible for 30 days after cancellation so you can export everything.
Does Luca replace my accountant?▼
Luca replaces the bookkeeping and organization part, not tax strategy. Most accountants spend 60% of their time organizing your records. With Luca, they focus on optimizing deductions.
What file formats do you support?▼
We support CSV exports from all major Canadian banks and credit card companies. If your bank supports CSV export, we can import it.

Stop wasting time
on bookkeeping.

Get 14 days free. No credit card. No commitment. See why freelancers trust Luca to manage their finances.

Start free trial

No credit card required · Cancel anytime